Company Profile
NMI Holdings, Inc. Basic Information, Manufacturing Base, Sales Area, and Competitors
|
Sr. No. |
Item |
Description |
|
1 |
Company Name |
NMI Holdings, Inc. |
|
2 |
Website |
www.nationalmi.com |
|
3 |
Established Date |
2012 |
|
4 |
Headquartered |
California |
|
5 |
Market Position/ History |
National MI (National Mortgage Insurance Corporation) was founded in 2012 with the goal of restoring trust in the mortgage insurance industry after the 2008 financial crisis. Headquartered in Emeryville, California, the company was approved by Fannie Mae and Freddie Mac as an eligible mortgage insurer, allowing it to offer private mortgage insurance nationwide. National MI has grown to become a prominent player in the industry by providing valuable risk management solutions and competitive pricing, supporting lenders and borrowers in the evolving housing market. Its commitment to transparency, financial strength, and customer service has solidified its reputation as a trusted and reliable provider in the mortgage insurance space. |
|
6 |
Sales Area |
North America |
|
8 |
Ticker |
NASDAQ: NMIH |
|
9 |
No. of Employees |
238 Employees (As of December 31, 2023) |
|
10 |
Competitors |
MGIC Investment Corporation Essent Group Ltd. Enact Holdings, Inc |
|
11 |
CEO |
Bradley M. Shuster |
|
12 |
Ownership Type |
Public |
|
13 |
Contact Information |
2100 Powell Street, 12th Floor Emeryville, CA 94608 Tel: 855.530 NMIC (6642) |
Business Segment or Overview of NMI Holdings Inc
Mortgage insurance (MI) is provided through wholly-owned insurance subsidiaries, National Mortgage Insurance Corporation (NMIC) and National Mortgage Reinsurance Inc One (Re One). National MI, a leading U.S.-based private mortgage insurance (PMI) provider, is headquartered in Emeryville, California. Established in 2012, the company focuses on expanding access to homeownership by offering private mortgage insurance to borrowers with low down payments. National MI partners with lenders and investors to mitigate the risks of default, utilizing risk-based technology to offer competitive pricing. Approved by Fannie Mae and Freddie Mac, the company is licensed to provide mortgage insurance nationwide. By 2023, National MI had issued master policies to nearly 2,000 customers, including national and regional mortgage banks, credit unions, and non-bank lenders. Its services play a crucial role in helping borrowers achieve affordable, sustainable homeownership, thereby contributing to a dynamic housing market across the United States.
- Products and Services
- Mortgage Insurance Products
- Primary Mortgage Insurance
- Pool Insurance
- Loan Review Services
Outsourced loan review services are offered to mortgage originators through NMIS.
Focused on fostering long-term partnerships, National MI has gained recognition as a top workplace and earned trust for its transparent business practices and commitment to corporate sustainability.
Mortgage Insurance Types Specification
|
Product |
Product Description |
|
Mortgage Insurance |
National MI provides more than just mortgage insurance. The company offers innovative mortgage solutions that are clear and straightforward. The underwriting guidelines are simple to understand, ensuring a seamless process. The commitment to helping homeowners achieve the dream of homeownership remains a core focus, with a dedication to paying claims and always doing what’s right for customers. |
Recent Developments
|
Year |
Latest News |
|
Oct, 2023 |
National MI Partners with TRUE to Advance Digital Mortgage Ecosystem National Mortgage Insurance Corporation (National MI), a subsidiary of NMI Holdings, Inc. (NASDAQ: NMIH), has teamed up with TRUE, a leader in lending intelligence, to enhance operational efficiency and broaden homeownership opportunities through AI-driven automation. This collaboration merges National MI’s private mortgage insurance platform, which supports borrowers with down payment assistance, with TRUE's Data Intelligence product and advanced AI-powered document and data processing capabilities. By incorporating TRUE’s AI technology into its digital mortgage ecosystem, National MI aims to reduce document and data processing times, significantly speeding up loan decision-making. |
X
Profile Details
-
Author Sonali Shinde
-
Published 08 Oct 2025
-
Last Updated 08 Oct 2025
-
Reading Time~5 minutes
-
CoverageSWOT, Financials, Key Employees, History
Table of Contents
-
- 1.1 About NMI Holdings Inc
- 1.2 Key Facts
- 1.3 Key Employees
- 1.3.1 Key Employee Biographies
- 1.4 History
- 1.5 Locations & Subsidiaries
- 1.5.1 Head Office
- 1.5.2 Other Locations & Subsidiaries
-
- 2.1 Company Overview
- 2.2 Business Segments
- 2.3 R&D Overview
- 2.4 Brands
- 2.5 Key Company Statistics
- 2.6 Key Financials (2015–2019)
- 2.7 Share Holder Analysis
- 2.8 Regional Presence
- 2.9 Services Offered
-
- 3.1 Strengths
- 3.2 Weaknesses
- 3.3 Opportunities
- 3.4 Threats
- 3.5 Key Competitors
-
- 4.1 Company Metrics
- 4.2 Key Investors
- 4.3 Recent Funding & Valuation
- 4.4 Historical Funding & Valuation
-
- 5.1 Acquisitions
- 5.2 Partnerships
-
- 6.1 Latest News & Announcements
- 6.2 Strategic Initiatives
-
- 7.1 Summary of Findings
- 7.2 Strategic Recommendations
Get a Custom Profile
Need a tailored company profile or competitive intelligence report? Our analysts are ready to help.
Contact Our ExpertsMore Profiles
Explore all published company profiles across 30+ industry verticals.
View All Profiles